MyCardChain.com API Exchange: Developers' Privacy Policy
General principles

1. References to MyCardChain.com refer to a product of Spirimix Limited, Unit 9 Forest Industrial Park, Forest Road, Hainault, Essex IG6 3HL, UK.
2. Terms defined in here shall have the same meaning given in the Terms and Conditions of Use.
3. When you register for a MyCardChain.com API Exchange account and / or interface with the MyCardChain.com API Exchange, we will collect and process your personal information (PI). This Privacy Policy explains how we will use your PI information.
4. We will use your information for a number of different purposes, examples being, to provide our services to yourself and others and to meet our legal and regulatory obligations. We may also share your information with our trusted 3rd parties for these purposes. MyCardChain.com is committed to protecting your personal data (at rest and in transit).

2. Your information
1. As a registered user of the MyCardChain.com API Exchange we will collect and process the following information about you:
• Name
• IP address;
• Phone Number;
• Email Address;
• as applicable, your employer;
• as applicable, your role / job title;
• associations with financial organisations;
• Card information (including bank, credit and store cards);
• Geo-location information;
• MyCardChain.com API Exchange user log-on details and information relating to your use of Security Tools;
• information relating to your access and use of the API Exchange; and
• such other information as you (or, as applicable, your employer) provide to us, or which we collect, in your use of the API Exchange from time to time, together 'your information'.
3. How we use it
1. You agree that we can process your information for the purposes of:
• administering and operating the API Exchange, including to intermediate and monitor your access to the API Exchange portal and your use of forums, API Details, APIs and MyCardChain.com Content;
• performing our obligations and exercising our rights under the Terms of Use and Open API Licence and, as applicable, the Access Terms and API Licence; and
• to comply with our legal and regulatory requirements.
2. In undertaking these purposes:
• we may share your information with our agents and service providers and, if applicable, regulators, law enforcement agencies and governmental agencies; and
• we (or third parties acting on our behalf) may also store or process information that we collect about you in countries outside the European Economic Area. Where we are sharing information with organisations in another country, we will ensure they agree to apply equivalent levels of protection as we do. If this is not possible – for example because we are required by law to disclose information – we will ensure the sharing of that information is lawful.
3. We may also disclose your information to third parties in connection with the sale, transfer or disposal of our business, provided that they continue to use your information substantially in accordance with the terms of this Privacy Policy.
4. We have put in place technical and organisational security measures to prevent the loss or unauthorised access of your personal information. However, whilst we have used our best efforts to ensure the security of your data, please be aware that we cannot guarantee the security of information transmitted over the internet.
5. We will retain information collected about you online for as long as permitted for legitimate business purposes or required by Law.
6. You acknowledge and agree that all personal information you post on any API Exchange forum shall be visible by
7. Use of cookies
• The API Exchange uses cookies. Cookies are small files stored on your computer's hard drive which are used to collect your personal information. You may choose to refuse cookies but, if you do so, some of the functionality of the API Exchange may no longer be available to you.
• For further information about cookies, how they’re used on this website and how to refuse them, visit the "Cookie Policy" link on the API Exchange.
4. How up-to-date is this Privacy Policy?
1. We may update or amend this Privacy Policy from time to time to comply with law or to meet our changing business requirements without notice to you. Any updates or amendments will be posted on the API Exchange. By continuing to use the API Exchange, you agree to be bound by the terms of these updates and amendments.
2. This Privacy Policy was last updated September 2018.
• How we use your personal data
We use your data to ensure we process your transactions safely and securely. It can also help us to personalise your experience and develop new services that we think you’ll like. For example, we use customer spending data to develop our offers. Data can also help us to focus on the needs of individuals – we take extra care when dealing with vulnerable customers, and we never send marketing material to children.
Whether it’s to deliver products and services to you and others, or to follow legal requirements, we’ll always be clear and open with you about how and why we’re using your data. And if you need more detail, we’ll always keep our privacy notices where you can find them easily.